Jamie Elkaleh, Chief Marketing Officer of Bitget Wallet, says crypto is returning to its original purpose as everyday, peer-to-peer money rather than only an asset. Bitget Wallet’s rebrand emphasized simplicity and real-world utility, and the company links that repositioning to stronger usage of payments and financial tools inside the wallet. The shift toward stablecoins has been measurable: Bitget Wallet recorded an 83% increase in stablecoin transaction volume in 2025, which the team presents as evidence users are increasingly trying to use crypto as money.
Crypto’s Return to Peer-to-Peer Finance
The original vision for crypto emphasized digital cash that could move value directly between people without intermediaries. Over the past decade, Bitcoin attracted attention as a store of value, but stablecoins are now reviving the payments use case by offering instant, on-chain settlement and predictable value. This renewed focus on payments and remittances is one reason industry observers point to broader stablecoin adoption and related forecasts, see stablecoins forecast for context.
Bitget Wallet’s Role in Everyday Finance
Bitget Wallet combines trading, earning, and payments into a single interface so users can manage routine spending and larger purchases from the same app. The wallet supports examples ranging from daily expenses to buying a car with a crypto card, aiming to provide a unified experience for custody, payments, and investment. Bitget’s push into broader asset access and on‑ramp functionality follows its broader product moves, linked to recent platform expansions such as the Bitget trading launch.
Growth in Stablecoin Transactions
Stablecoins settle instantly on-chain, while merchants receive local currency, which removes a common operational friction between crypto payers and fiat-receiving merchants. This settlement model supports fast, borderless transfers used for payments, remittances, and savings, and has been especially relevant in mobile-first regions and emerging markets. Bitget Wallet reported an 83% increase in stablecoin transaction volume in 2025, a jump the company highlights as a sign users want to spend and move crypto, not only hold it — see related analysis on stablecoins 2025.
Crypto as a Wealth-Building Tool
Beyond payments, wallets are expanding into wealth features such as yield on stablecoins and access to tokenized stocks and ETFs. Bitget Wallet presents these tools as part of a shift toward active, self-custodial wealth management, where users keep control of keys while accessing investment options previously limited to institutions. These additions aim to make wallets a place for both day-to-day money management and longer-term financial planning.
Integration with Traditional Finance
Jamie Elkaleh described TradFi as increasingly integrating with blockchain rather than competing against it, with partnerships forming to provide infrastructure and access. Looking ahead, the interview highlighted possible developments that could broaden utility, including privacy tools, on-chain credit, AI-driven commerce, tokenized assets, and prediction markets. Bitget frames these trends as steps that embed everyday finance on-chain and broaden use cases beyond speculation.
Почему это важно
Если вы майните в России с одного до тысячи устройств, этот сдвиг значит, что инструменты для потрачивания и хранения криптовалюты становятся привычнее и доступнее. Стабильные монеты и кошельки, которые объединяют торговлю, доход и платежи, уменьшают барьеры при расчётах и обмене с фиатом, что может сделать приём криптовалютных доходов удобнее для личного использования. При этом массовые изменения в инфраструктуре не означают немедленных регуляторных изменений локально, но упростят технику перевода и расчётов, если вы решите продавать или тратить добытое.
Что делать?
Проверьте, как вы получаете и храните добытую криптовалюту: если вы регулярно планируете тратить часть дохода, изучите кошельки с поддержкой стабильных монет и мгновенной конверсией в местную валюту. Держите часть средств в самокастодиальном кошельке для контроля, но ознакомьтесь с возможностями заработка на стейблкоинах и встроенными инвестиционными продуктами, если вы хотите диверсифицировать доход. Наконец, убедитесь, что ваша техника учёта и налоговой отчётности соответствует операциям с криптовалютой в вашей юрисдикции, прежде чем регулярно использовать доход для платежей или переводов.
FAQ
Who is Jamie Elkaleh? Jamie Elkaleh is the Chief Marketing Officer of Bitget Wallet and spoke about the wallet’s role in making crypto usable for everyday finance. He framed the recent product direction and rebrand as focused on real-world utility rather than speculation.
What changed at Bitget Wallet? The company rebranded with an emphasis on simplicity and real-world utility and combined trading, earning, and payments into a single interface, which the team says has increased user activity. As a result, Bitget Wallet reported an 83% increase in stablecoin transaction volume in 2025.
How do stablecoin payments work for merchants? Stablecoins settle instantly on-chain, while merchants receive local currency, creating a settlement flow that aims to be seamless for both payers and merchants without requiring them to hold crypto.
