What did Polygon Labs acquire?

Polygon Labs acquired U.S.-based Coinme and Sequence in a deal valued at more than $250 million.

Why is Coinme important to the deal?

Coinme provides money-transmitter licenses across most of the U.S. and operates a licensed wallet infrastructure, plus an enterprise API for fiat onramps and custody.

What does Sequence add to Polygon?

Sequence supplies embedded wallets and cross-chain payment tools that abstract blockchain complexity and enable payments to happen behind the scenes.

Polygon Labs acquires Coinme and Sequence for $250M

Polygon Labs bought Coinme and Sequence in a deal worth more than $250 million to build a U.S.-regulated crypto payments stack that combines fiat rails, wallets and cross-chain payments.

Polygon Labs has acquired U.S.-based cryptofirms Coinme and Sequence in a transaction valued at more than $250 million. The company says the move is a strategic step toward operating as a U.S.-regulated payments platform that brings fiat onramps, offramps and wallet infrastructure together under one roof. According to Polygon Labs, the combined technology enables regulated money movement in 48 U.S. states and supports a wide retail footprint for fiat-to-crypto access. For background on earlier reporting, see Polygon buys Coinme for context on the deal.

Polygon Labs Acquires Coinme and Sequence

The announced deal, valued at more than $250 million, positions Polygon to focus on regulated onchain payments infrastructure and to offer integrated payment rails to institutions. Polygon framed the acquisitions as foundational for integrating traditional finance with blockchain systems, with the stated goal of moving money onchain while operating under U.S. regulatory frameworks. The company describes the combined offering as enabling one-click crypto transactions across chains and broad geographic coverage for regulated money movement.

Role of Coinme in the Acquisition

Money-transmitter licenses: Coinme holds money-transmitter licenses across most of the U.S., providing regulatory coverage that Polygon says will support regulated payments.
Licensed wallet infrastructure: Coinme operates a licensed wallet infrastructure already embedded in tens of thousands of retail locations, giving the combined stack physical onramps and consumer reach.
Enterprise API: Coinme’s enterprise API lets Web2 and Web3 companies offer crypto trading, custody, and fiat onramps without building compliance frameworks from scratch.

Role of Sequence in the Acquisition

Embedded wallets: Sequence specializes in wallet experiences embedded in apps and services, so end users interact with familiar interfaces rather than blockchain mechanics.
Cross-chain payments: Its technology enables cross-chain payments to happen behind the scenes, quietly doing the heavy lifting for swaps and bridges.
User experience: By abstracting blockchain complexity, Sequence aims to simplify one-click crypto transactions across chains for consumers and businesses.

Polygon Open Money Stack

Together, Polygon’s blockchain rails, Coinme’s regulated payment network, and Sequence’s wallet and cross-chain layer form the Polygon Open Money Stack—an end-to-end system aimed at banks, fintechs, and enterprises. The stack is presented as a vertically integrated platform for regulated money movement, combining onchain settlement, licensed fiat rails and embedded wallet infrastructure into a single offering. For more on how Polygon frames this product, see the company’s description of the Open Money Stack.

Почему это важно

Если вы майните в РФ и используете кошельки или сервисы с привязкой к международным платежным каналам, объединение Coinme и Sequence под Polygon может привести к появлению более прямых и регулируемых путей вывода и обмена фиата на цифровые активы. При этом для многих майнеров в России это событие не изменит повседневную работу оборудования, но может повлиять на доступность и удобство некоторых зарубежных сервисов, которыми вы пользуетесь.

Важно понимать, что основной эффект здесь — создание инфраструктуры для банков и финтехов; для частных майнеров влияние скорее опосредованное: удобнее может стать подключение к сервисам с американскими фиат-руками и упрощённые кросс-чейн переводы при использовании продуктов на базе этой стека.

Что делать?

Проверьте, используете ли вы сервисы, которые уже интегрированы с Coinme или Sequence, и следите за их новостями и обновлениями документации.
Если пользуетесь зарубежными on‑ramps/off‑ramps, обратите внимание на изменения в доступности фиатных каналов и требованиях к верификации, особенно для услуг, работающих с U.S. регуляциями.
Поддерживайте стандартные меры безопасности: обновляйте кошельки, храните резервные фразы в надёжном месте и контролируйте подключённые API-ключи, чтобы минимизировать риск при смене инфраструктуры поставщиков услуг.